Howdy Thomas! 
God Bless You brother along with all here.
You wrote:
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"My friend, trust me, have no doubt this is very rich with gold, you must believe this or you will not find it." I run screaming. The payoff is the problem, it's too psychologically compelling to distort the mind in order to obtain the payoff.
This seems like an excellent analogy to me Thomas. Because the Payoff is “The Gold” and the “Gold” is analogous to “God”. The thing is, you KNOW "the Gold" is there somewhere from your knowledge of geology. Just like you KNOW "God" is there somewhere from the “Knowing” within your heart.
The Problem is “the friend” who’s telling you it’s there and How to get there. It’s the friend you don’t trust. In this case the friend is TUB. But is it really TUB? Isn’t it really the perspective of TUB by those “who claim” to know it? You are really objecting to "them" in this analogy, aren't you? And isn’t it really the preposterousness of your friend’s claim that is causing you to doubt that the Gold is there at all?
Here’s a few other things you wrote, lets go directly to the "Gold Map" instead of listening to what those claim jumpers are saying ABOUT the Gold Map:
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Is it not hypocritical of UB believers to believe that we have found the truth while everybody else is wallowing in falsehood?
P.1260 - §3 Conceptual frames of the universe are only relatively true; they are serviceable scaffolding which must eventually give way before the expansions of enlarging cosmic comprehension. The understandings of truth, beauty, and goodness, morality, ethics, duty, love, divinity, origin, existence, purpose, destiny, time, space, even Deity, are only relatively true.
It sounds like TUB's saying Truth is Relative. No ones "wallowing in falsehood." We all have a grasp of the Truth relative to our conceptual frame of reference. Sounds like those bush wackers were setting you up. 
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Doesn't this attitude culminate in our regarding ourselves as somehow special... a chosen people who have all the answers?
2. ATTITUDE OF THE PEOPLE - P.1670
P.1670 - §6 The teachers of the religion of Jesus should approach other religions with the recognition of the truths which are held in common (many of which come directly or indirectly from Jesus' message) while they refrain from placing so much emphasis on the differences.
Doesn’t it seem like TUB’s implying “those who claim to have all the answers” have an attitude problem?
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Does this not seem dangerous to anybody besides me?
P.1452 - §2 "The wise man universalizes his heart. A little knowledge is a dangerous thing. Those who aspire to greatness must learn to humble themselves. In creation the Supreme became the world's mother. To know one's mother is to recognize one's sonship. He is a wise man who regards all parts from the point of view of the whole. Relate yourself to every man as if you were in his place.
It looks to me like TUB sees it like you. 
Here’s what I see. There are fundamentalists everywhere even as readers of TUB. The comments you make seem to apply to fundamentalist type of interpretations of TUB more than they seem to apply to TUB itself.
Regardless of what your friends tell you about where the Gold is, YOU HAVE TO GO THERE AND FIND IT YOURSELF. No one is going to find it for you. Unless you have a good partner who isn’t going to swindled you,…like Christ.
I wish you and your partner lots of success in finding that Gold!
Stay away from the advice of them Greenhorns! 
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If you don't mind my asking...how did you find the book? 
